⚠️ Important: New homeowners in your area may qualify for NO-COST mortgage protection coverage. Check eligibility now →
Mortgage Protection Insurance

Your Family Deserves to Keep
Their Home — No Matter What.

If you pass away or become disabled, your family could lose everything. Mortgage protection covers your payments so they never have to worry about losing their home.

  • No medical exam — approval in minutes
  • Rates as low as $1/day
  • Coverage pays your lender directly
  • Lock in your rate — prices rise with age
Free quote · No obligation · Takes 60 seconds
Licensed & Insured Agents
A+ Rated Carriers
15,000+ Families Protected
4.9/5 Average Rating
60-Second Quote Process
The Hard Truth

What Happens to Your Home
If the Unexpected Occurs?

Every month, thousands of families face foreclosure after a loved one passes away or becomes disabled. Your bank won't wait — but we can help you protect what matters most.

Death of a Wage Earner

When the primary income earner passes, surviving family members often can't maintain mortgage payments alone — leading to foreclosure within months.

Critical Illness or Disability

A serious illness or disability can eliminate your income overnight. Without protection, the mortgage doesn't stop — and neither does the threat of losing your home.

Your Bank Won't Wait

Lenders have no legal obligation to pause payments for grieving families. Foreclosure proceedings can begin in as little as 90 days of missed payments.

By The Numbers

The Stakes Are Real

1 in 3
American families have no life insurance coverage whatsoever
$28K
Average out-of-pocket cost families face after unexpected death
90 days
How quickly foreclosure can begin after missed payments
$1/day
Starting cost for qualifying homeowners — less than a coffee
Simple Process

Get Protected in 3 Easy Steps

No medical exams. No lengthy paperwork. Just simple protection for your most important asset.

1

Get Your Free Quote

Answer a few simple questions online. Takes less than 60 seconds and there's absolutely no obligation or cost to you.

2

Speak with a Specialist

A licensed FirstSign advisor reviews your situation and finds the best coverage options from our A+ rated carrier network.

3

Your Home Is Protected

Coverage begins immediately. If anything happens, your mortgage payments are covered — your family keeps their home.

Start My Free Quote →

No credit card · No exam · No obligation

Why FirstSign Financial

Coverage Built Around Your Family

We shop dozens of A+ rated carriers to find you the best rate possible — with no hidden fees, ever.

Guaranteed Approval Options

Many policies offer guaranteed acceptance — no medical exam, no blood tests. If you're a homeowner, you likely qualify today.

Rate Lock — Prices Never Increase

Lock in your rate today and it stays the same for life. Every year you wait costs more — age directly impacts your premium.

Critical Illness & Disability Riders

Cover yourself beyond death alone. Add riders for critical illness, disability, or involuntary unemployment — all in one policy.

Independent Agents Who Work for You

We're not captive to one company. FirstSign advisors shop the entire market to find the best coverage at the lowest price.

No Waiting Period on Most Policies

Many of our carriers offer immediate coverage — you're protected the moment your policy is active. No 2-year waiting game.

Mobile-First, Paperless Process

Everything is handled online or by phone. No mailing documents, no office visits — get fully protected from your living room.

Real Families. Real Stories.

They Thought It Wouldn't Happen to Them

Read what families protected by FirstSign Financial have to say.

"My husband passed away suddenly at 52. I don't know what we would have done without this coverage. The policy paid our mortgage directly and my children never had to worry about losing the house during the worst time of our lives."

SM
Sandra M.
Columbus, OH · Homeowner since 2016

"I was diagnosed with cancer two years after getting my policy. The disability rider covered every single mortgage payment during my treatment. FirstSign literally saved my home. The process was seamless and the advisor was incredible."

DT
David T.
Nashville, TN · Homeowner since 2019

"We shopped everywhere. FirstSign found us a plan $47/month cheaper than anything else we could find, with better coverage. Their advisor spent over an hour with us. We're fully covered and we saved money. What more can you ask for?"

LK
Lisa & Robert K.
Phoenix, AZ · Homeowners since 2021
Common Questions

Frequently Asked Questions

Everything you need to know about mortgage protection insurance.

Mortgage protection insurance is a life insurance policy specifically designed to cover your mortgage payments if you die, become disabled, or in some policies, lose your job. Unlike regular life insurance, the benefit goes directly to pay off your mortgage, ensuring your family never loses their home.
Many of our policies offer guaranteed acceptance with NO medical exam required. For some higher coverage amounts, a brief phone health questionnaire may be needed — but no blood draws or in-person exams. Most homeowners are approved in minutes.
Rates start as low as $1/day for qualifying homeowners. Your exact premium depends on your age, health, mortgage balance, and coverage options. Because we work with dozens of carriers, we find rates significantly lower than going directly to one insurer. Get a free, personalized quote in 60 seconds.
PMI protects the LENDER if you default — it does nothing for your family. Mortgage protection insurance protects YOUR FAMILY. If you pass away or become disabled, your mortgage gets paid off and your family keeps the home. It's completely different and far more important.
Yes, in most cases. Many carriers offer guaranteed issue policies for homeowners up to age 80, regardless of health. Rates may be higher for older applicants, which is why we always recommend locking in your rate as soon as possible — every year you wait costs more.
Most policies are portable and follow you through a refinance or to a new home. When you refinance, your coverage amount can typically be adjusted to match your new loan balance. A FirstSign advisor will walk you through exactly how your policy works in every scenario.
Take Action Today

Your Family's Future Starts
With One Decision

Don't leave your home's future to chance. Get your free, no-obligation quote in 60 seconds and see exactly how much coverage you qualify for today.

Get My Free Quote Now →
100% Free · No obligation · No credit card required
No Medical Exam Required
Approval in Minutes
A+ Rated Carriers
Rate Locked for Life
Licensed Advisors